"Because it's never Just about the money..."

Understanding your Financial Aid Letter /Organize Loans/Repayment Options

 

The more you understand about the loans being offered, the better your chances of keeping student loans under control. We are happy to help you develop your master plan from your Financial Aid Letter to developing a payment program that will work with your long term goals even before you enter that classroom. 

 

If you are struggling to repay your federal student loan debt, there may be options available to provide you the relief you need. The options available to you depend on the type of loans you have, your current finances, your student loan history, and even your employment.

 

Your options may include:

• Deferment or Forbearance

• Loan Consolidation

• Income-Based or Contingent Repayment Plan

• Discharge or Forgiveness

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We can review your outstanding student loans to determine your available options and provide you a recommended course of action. The U.S. Department of Education offers these programs to borrowers at no charge, but you must complete and submit the required forms and documents to obtain the program desired.

 

You may choose to do this yourself, or we can assist you with this. Our goal is to make sure we examine your entire financial picture to make sure you know all the options available to you and make the choices that work best for your long term goals.